Flooding Insurance

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Attempts to limit damage from flooding have changed significantly in recent years. Worldwide, there has been a significant move from a strategy of flood defence to one of flood risk management.

Flood risk management includes the use of flood defences, but also recognises that more ‘managed flooding’ is essential to meeting goals for biodiversity and to sustain good ecological status in river and coastal systems.

In future, society will come to appreciate and value the positive benefits of the river and coastal ‘flood pulses’, while simultaneously developing improved coping strategies that will make communities resilient to the negative impacts of flooding. However, the success of this approach depends on integrating: enhanced defences and warning systems with improved understanding of the river system and better governance, emergency planning and disaster management actions.

Within the context of this vision of the future of flooding in the UK, the aim of the Flood Risk Management Research Consortium is to undertake an integrated programme of research to support effective flood risk management by:

- establishing a programme of “cutting edge” research to enhance flood risk management practice worldwide;
- short-term delivery of tools and techniques to support short term improvements in flood risk management in the United Kingdom; and,
- development and training of the next generation of flood risk management professionals through their involvement in and exposure to the consortium’s research.

This change in approach reflects the future uncertainties in flood prediction arising from climate change and recognition that continuing to rely on raising and strengthening defences against flooding is no longer tenable in an era of climate change and socio-economic development. A comprehensive and in-depth account of the future of flooding and coastal management in the UK may be found here.